While I know this is a way to protect themselves from fraud, I love it when corporations actually call the billing phone number in the billing information to make sure that a large purchase is indeed made by an individual. Since you never know if you’re going to be taken for a ride by an ID thief.
So I got a call a while back on a gift card I had purchased just to make sure that it was going to the right place and it was a purchase I made. Hey, that’s great! I appreciate that since last thing you want to know is that you’ve been had and the purchase actually went through. I love this about Discover, and I love it about WalMart. Now Bank of America could take a hint here in this department. Last I checked, they locked my credit limit but it’s rather annoying when a bank increases your limit automatically and continue to do it when you tell them to stop. Fortunately, you can put locks in place on those types of things like limits.